When most people think “best credit card,” they think rewards. When it comes to getting the most rewards possible, it’s hard to beat the Blue Cash Preferred® Card from American Express. 1,000 in purchases in the first three months. Your cash back will come in the form of statement credits, meaning it can only use be used to pay off your credit card balance, as opposed to, say, redeemable gift cards.

Imagine if you could wipe out your credit card balance over the course of a year, just by being rewarded for everyday purchases. 95 annual fee. But you’ll probably easily pay off that annual fee with your cash back rewards, and still have more left over than pretty much any other card on the market.

1,000 in purchases on your new card within the first 3 months. You will receive cash back in the form of statement credits. 6,000 per year in purchases (then 1%); 3% at U.S gas stations; 1% other purchases. Terms and limitations apply. No rotating reward categories. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

You can only earn cash back on eligible purchases. 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors. Terms and Conditions apply. Others to consider: Chase Freedom® and Discover it® Cashback Match™. 1,500 in purchases per quarter), as well as 1% cash back on all other purchases. 500 in the first three months of opening your account, while Discover it® Cashback Match™ matches all of the cash back you earn in your first year as a cardmember.

Learn more in our review of the best cash back credit cards. 400 with Cashback Match™. We’ll automatically match all the cash back you earn at the end of your first year. Plus, unlimited 1% cash back on all other purchases. Redeem your cash back for any amount, any time.

Cash rewards never expire. 100% U.S. based customer service. Get your FICO® Credit Score for free on monthly statements and online. Click “Apply Now” to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information. Barclaycard Arrival Plus® World Elite Mastercard®Unlimited 2% back on everything that you can use to help pay off your travel purchases. Credit card rewards tend to fall into two big categories: cash back and travel.

The reason to get a travel credit card instead of a cash back card is because they provide valuable travel benefits, like trip cancellation insurance, concierge services, and more. The Barclaycard Arrival Plus® World Elite Mastercard® is our favorite. Other top travel cards only give you the highest point or mile value when you spend money in specific categories, but the Barclaycard gives you 2x miles back on all purchases, no matter what category, with no purchase limit.

That means every purchase you make, from your weekly grocery trip to your new pair of hiking boots, earns you 2x miles that you can redeem toward travel expenses. 3,000 in the first 90 days, and 5% miles back every time you redeem your miles — as well as no foreign transaction fees, a 24/7 travel card concierge service, and travel accident and trip cancellation insurance. 89 annual fee, which is waived during the first year of card ownership. Your miles/cash back rewards are redeemable as statement credits to pay off the cost of your travel.

5). Editor's note: This offer may no longer be available. Others to consider: Chase Sapphire Preferred® Card and Chase Sapphire Reserve℠. Whereas the Barclaycard is designed to reward everyday spending with travel perks, these cards are for anyone who is already spending significant money on travel. With Chase Sapphire Preferred® you earn 2x points on travel (from airfare and hotels, to taxis and trains) and restaurants worldwide; Chase Sapphire Reserve® gives you 3x points on travel and dining. 4,000 in the first 3 months. 1,500 when redeemed for travel purchases made through Chase Ultimate Rewards®.

450 annual fee to get the Chase Sapphire Reserve℠ card. Learn more in our review of the best travel credit cards. 4,000 on purchases in the first 3 months from account opening. 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.