With the popularity in financially themed resolutions for 2018, it may be time to re-evaluate what’s in your wallet. 7.4 billion in interest this year. The firm compared over 1,000 credit cards, seeking the best card options for the most common consumer needs. Consumers can choose between cards with travel rewards, low annual fees, 0% APR, and cash rewards, which were the most popular categories.

The credit card landscape revealed that cards offering rewards/bonuses were the most popular in the past 12 months, with cash-based bonuses increasing in value by 14.42% and points/miles bonuses falling 17.82%, according to WalletHub’s research. The best rewards cards will not have the best interest rates, because they are meant for people who pay their monthly bills in full. And the best credit card for someone with bad credit probably won’t offer rewards. Deciding how you will use your credit card is one of the most important steps in finding the best card for your needs. Will you pay your balance off monthly, carry a balance, or use rewards points for purchases, WalletHub recommends checking your credit score and looking at the options based on your current credit standing.

They will guide you about various financial topics including investment. You can also grow your money safely by investing in a mutual fund. The burden of debt not only increases stress but also decreases financial flexibility and your ability to deal with emergencies. So, staying debt-free must be there in your new year’s resolutions list. When you are looking to achieve a good financial balance in your life, all you need is determination. So, reorganizing your budget and creating a healthier attitude towards money will always help you stay debt-free in your life!

For one, you can earn 3X on travel booked directly with airlines, hotels, taxis, trains, etc. (but no OTAs). But more importantly, you can earn 3X on eligible mobile wallet purchases through Apple Pay, Android Pay, Samsung Pay and Microsoft Wallet. This opens up some big earning potential! 325. Unfortunately, this travel credit will be issued per cardmember year, so you won’t be able to double dip after the turn of the calendar year.

The biggest drawback of this card for many will be getting approved. You need to have been an existing US Bank customer for at least 35 days (e.g., hold a checking account or similar) to be eligible. Also, US Bank is notoriously strict when it comes to approving applicants with many inquiries on their credit report so a lot of folks might be facing a rejection.

’s one of the most generous bonuses available right now. Read more about the card here. Earn 50,000 AAdvantage miles after your first purchase. Sign-up bonuses don’t get much easier than these, as all it takes is making a single purchase to earn your bonus! 95 for 50,000 AAdvantage miles, which is a deal I’d go for just about any day.

This offer does at times rise to 60,000 so you might want to hold off until that higher bonus rolls around. Read more about this card here. 560 worth of travel which is great. What I really love about the Venture is that there’s no minimum redemption requirement which makes the Venture very practical to use. 59 annual fee this is not one of the best cash back cards available.

Some people who put a lot of spend on their Venture cards do get the annual fee waived but it’s never a guarantee and with no annual fee 2% cards out there, you might be tempted to look elsewhere. Still, the early spending bonus is worth so much that that alone makes this card attractive and worthy of mention for the top travel credit cards of this month. You can click HERE to learn more about this card and compare it others.

560 worth of statement credit with this card. Having the flexibility to use your miles on any purchase makes it a lot easier to purchase airfare and hotels and put your itinerary together. 95 annual fee that is not waived. These are some of the top travel credit cards on the market right now, but know that there are plenty of other great options available.

If you’re new to travel credit cards then I suggest going with a card that earns you a flexible currency like those from Chase, American Express, and Citi. That way, you can earn your points now and figure out how to maximize them when you have more time research your options.