Searching for the right credit card for your unique situation. Our team reviews 100's of credit cards every day from leading credit card companines incluidng Barclay, Wells Fargo, HSBC and more. Our mission in 2018 is to help consumers find the best card offers. Citi® Double Cash Card Cash back cards are super popular with consumers, and this top rated card from Citi allows you to double your cash back as you pay off your card balance!

Citi ThankYou® Preferred Card - Take advantage of zero percent for 15 months on balance transfers and purchases with this top-rated credit card from Citi, a great card that lets you accumulate points. Citi ThankYou® Premier Card One of the best travel credit cards for 2018, this card offers an amazing triple points on travel expenses and is loaded with perks!

Chase Sapphire Preferred® - Awesome credit card with some amazing bonus offer potential, worth considering if you love to travel! Chase Freedom Unlimited® - Searching for a cash back credit card, this card offers a stellar 1.5% cash back, a great card in your wallet for 2018! Chase Slate® - Amazing card for consumers searching for a balance transfer promotion until 2019 at zero percent!

Discover it® Cashback Match™ - Probably the best cash back credit card to consider, this is an awesome card and a likely content for top card in 2018! Discover it® Miles - Do you love to travel, this card can double up your miles in the first year, find out how this card can help save you money and get a great bonus! Discover it® chrome - This is a great card for people who love cash back credit cards, the option to get double cash back at restaurants makes this card a must-have in your wallet!

Capital One® Quicksilver® Cash Rewards Credit Card - A leading contender for the top cash back credit card for 2018! This card features 1.5% cash back and a great sign up bonus! Capital One® Venture® Rewards Credit Card - This card is a must have if you love to travel, take advantage of some awesome perks and promotions including sign up bonus offers! Capital One® Platinum Credit CardThis is a great card for consumers who are looking for a card to help build credit and gain access to the Capital One network!

Premier Rewards Gold Card from American Express - This card is loaded with Membership Rewards® Points and features awesome perks from AMEX, consider this card if your looking for a great rewards card this year. SimplyCash® Plus Business Credit Card from American Express - This card is a great choice if you own a small business, take advantage of select cash back promotions, top choice for best small business card of 2018! Bank of America® Premium Rewards® Credit Card A leading rewards and points credit card from Bank of America, this card makes a ton of sense in the points and perks card category!

Most travel cards get a lot of hype for what they give you the first year. In fact, many people like to use the card for a year and close it before the annual fee comes around. Therefore, the cards with the best first-year rewards are popular. If you’re in it for the long-run, cards that emphasize first-year rewards aren’t going to satisfy you. You’ll need a card that has a reasonable annual fee and APR along with powerful rewards potential.

While the Capital One Venture is the best card overall, it doesn’t quite measure up to the Citi ThankYou Premier over the course of three years. However, the Citi Premier only works well for people who don’t carry a balance. If you do carry a balance, then the Capital One Venture is the best choice because its APR is 1% lower.

Also, if you tend to pay late, the Citi Premier’s penalty APR will cost you too much over the course of three years. 16,000 spread across four credit cards. Credit card companies charge an interest rate on that balance. 680 a year in interest. If you carry a balance, there’s no way you can avoid paying interest on a travel card.

However, you can follow some basic steps to get the most out of your card. Second, come up with a plan to reduce your balance. The more of it you can pay off, the less you’ll pay in interest. While the Capital One Venture is the best card for balances because of its low APR and big rewards provide more long-term value than the Discover it Miles, the Sapphire Preferred is the riskiest card.