I’ve already listed the best cash back rewards credit cards, but another popular area is travel rewards credit cards. These are often sponsored by airlines and hotel chains, but not always. While travel rewards won’t be as flexible as cash, the potential value can be much greater. I’ve been able to stay at historic hotels and fly all around the world with these kinds of cards, something I probably would never do otherwise. Here are what I see as the top travel and airline miles credit cards available on the market today.

For each card, I’ll try to provide real-life examples on how what you can use the miles or points to redeem for rewards. Discover it® Miles - Unlimited 1.5x Rewards Card - The brand new travel rewards card from Discover, the Discover it® Miles - Unlimited 1.5x Rewards Card offers 1.5 points on every dollar spent, all year round. As a HUGE added bonus, Discover will double your points for the entire first year, effectively making your cash back rate 3%!

30 annual fee rebate on in-flight Wi-Fi fees, a monthly free FICO score (part of all Discover it products) and NO ANNUAL FEE. You’re not going to find a card with a better rewards program on this list and no annual fee. 2,500 in purchases in a calendar year. 400 in travel rewards.

Double miles are earned on all purchases, everyday so no tiers or crazy structures to worry about. Fly any airline, stay at any hotel and there are no blackout dates when you look to redeem your points. 59, but it is waived for all first year cardholders. There are also no foreign transaction fees associated with this card.

Learn more about this card HERE. Starwood Preferred Guest® Credit Card from American Express -The Starwood Preferred Guest Credit Card is a very flexible travel rewards card, I’ve had one for years. 25,000 miles), or converted to things like gift cards. The best value is for hotel stays or converting to airline miles to reach an award that you want. 3,000 in purchases within the first 3 months of card ownership.

30,000 points is enough for a weekend getaway to a category 4 hotel, or 30,000 frequent flier miles. Learn more about this card HERE. “Disclaimer: This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer.

Cards that reduce or eliminate foreign transaction fees are beloved by Canadian travellers, but their benefits aside from this feature might be limited. For these Canadians, there are few cards better than Scotiabank’s Passport Visa Infinite. 1,000 during their first 3 months as members. That’s already enough to significantly reduce the cost of your next flight, or outright pay for a pair of Ray Ban Aviator sunglasses or other great merchandise.

1 that cardholders otherwise earn on grocery, dining, and entertainment expenses. 1 spent on all their other purchases. 139 annual fee it should go much further still—and does. Another excellent benefit is Priority Pass status that cardholders have at airport lounges around the world, but also the 6 passes given to them each year granting free entry. 260 worth), but it’s made even better with the inclusion of travel insurance. The Passport Visa Infinite card is accompanied by travel medical, trip interruption and cancellation insurance, and even coverage for a rental car.

Purchase protection and extended warranties represent the cherry on top, further lengthening this card’s lead over its peers. Overall, there are few options that can compete with all the value-added benefits available from the Scotiabank Passport Visa Infinite card. Premium travel cards are an excellent way to travel in style, taking advantage of all the hard-earned benefits that the best airlines and hotels around the world have to offer. While premium cards may be accompanied by slightly higher approval standards, they also offer top-tier rewards for cardholders.

Why It’s a Winner: We chose the TD First Class Travel Visa Infinite card for its blend of points, sign-up benefits, and excellent services. 1 spent on regular purchases. For frequent travellers, the potential earnings are significant. The process of redeeming points is also flexible, as points can be retroactively applied to travel-related expenses within 90 days of charging.