And below we’re going to look at all 20 of them. So if you’re looking for a proven dividend payer that will hold its own through today’s troubles-trade wars and rising interest rates, to name just two-these 20 funds are a great place to start. Let’s start with the 8 “new” funds on our top 20 list, by which I mean any fund less than a decade old.

I’m choosing that timeframe because the Great Recession started about a decade ago, so these funds haven’t been tested by the most challenging economic crisis in nearly a century. Still, their performance is nothing to sneeze at. Take a look at the chart below, which shows not only these funds’ market price, but also their net asset value (NAV), which is the true intrinsic value of the assets these funds hold. Note that some of these are trading at premiums to their NAV, and some are at a discount.

The top performer by far is the tech-focused BlackRock Science and Technology Fund (BST), with an incredible 20.1% annualized return over the last 3.5 years. Of course, tech hasn’t been doing well in 2018 due to controversies at Facebook (FB) and Alphabet (GOOG), which are top holdings in BST. Similarly, the tech-focused Columbia Seligman Premium Technology Growth Fund (STK) also holds these and other tech stocks, and it’s had an impressive 12.5% average return for over eight years.

Now that tech is hurting, the market is abandoning these and other tech-focused funds-even though both are proven performers, having beaten the “dumb” index fund for tech, the Technology Select Sector SPDR ETF (XLK). This is a perfect example of the headline “noise” casting a shadow over well-run funds. If you’re an income investor looking for a long-haul investment, put STK and BST, with dividends of 8.4% and 5.2%, respectively, high on your list.

For even higher dividends, look to the Western Asset Mortgage Defined Opportunity Fund (DMO), with an incredible 10.0% yield, and Rivernorth Opportunities Fund (RIV), with an even more incredible 12.4%! Both hold a variety of corporate bonds and other high-yield investments that yield income, which the funds pass on to investors.

I should also mention that if you’re willing to take on a little more risk in return for a strong total return, all of the 8 funds in the table I showed you above are worth serious consideration. The big winner is, again, a tech fund, the Nuveen NASDAQ 100 Dynamic Overwrite Fund (QQQX), which combines a focus on tech with an income-investing strategy to sustain a 6.8% yield.

Why choose QQQX over the index fund, The answer is simple: while QQQ locks in almost all of your return in capital gains, income investors are stuck with a measly 0.8% dividend yield. But with QQQX, you get the strong gains from tech and a fat 6.8% yield at the same time. For more outperformance, check out the healthcare-focused Tekla Life Sciences Investors (HQL) and Tekla Healthcare Investors (HQH) funds.

These index busters offer yields in excess of 8% apiece, with a strong track record. But something really interesting is happening now that makes HQH particularly attractive. HQL (shown in the orange line above) now sports a narrower discount to NAV of 3.2%, compared to 6% just a few months ago, which is helping it continue to outperform the index. But a sudden drop in the discount of HQH (the blue line above), to 2.2% makes the fund look like it’s falling behind (it was trading at a 3.1% premium less than a year ago).

But HQH crushed the index until recently and will likely do so again soon. Then add together PIMCO Corporate & Income Opportunities (PTY), Guggenheim Strategic Opportunities Fund (GOF), PIMCO Income Opportunity (PKO), PCM Fund (PCM) and PIMCO Corporate & Income Strategy (PCN) for diversification across literally thousands of different bonds. Let’s finish off with two of the best preferred-stock funds on the market-the Flaherty & Crumrine Preferred Securities (FFC) and Flaherty & Crumrine Total Return (FLC) funds. Where does that leave us,

With an extremely diversified portfolio of CEFs holding common stocks, bonds and preferreds that has been crushing the S&P 500 for a decade, pays an outsized 8.0% average dividend yield-and is set up for more outperformance. Just a week ago, I released my 5 hottest CEF picks-and I want to show them to you now. They have a lot in common with the 20 funds we just discussed, but with one crucial difference: they’re not simply funds to consider now-they’re the top 5 names I urge you to buy right away! Imagine what that would do for your retirement portfolio.