If you use a credit card for your everyday spending, finding the right one can make a big difference. Whether you like the flexibility of cash-back rewards, the intrigue of travel rewards, need to build credit, or pay down some debt, there’s a credit card out there for you. Unfortunately, there’s no one best credit card out there for everyone, so we’ve put together a list of the top 10 credit cards based on different criteria to help you narrow down the selection.

Compare the rates, fees, and rewards of the leading credit cards. Find the best card for your lifestyle. As you read through this list, understand that you may not qualify for all of them. In general, the best credit cards for rewards require that you have at least good or excellent credit, while other cards may be more accessible to people with fair, bad, or no credit.

Travel credit cards can help you cover the cost of your next vacation, giving you an opportunity to travel where you might not otherwise be able to afford it. The Capital One Venture Rewards card is the best general travel card out there. It offers a flat 2 miles per dollar spent on every purchase, which you can use to book travel anywhere.

In other words, you’re not restricted to one airline or hotel chain. The card also comes with a huge sign-up bonus that can give you a head start on your next trip. The card does charge an annual fee. But the good news is that it’s waived the first year, so you’ll have some time to rack up some rewards before you have to worry about paying a fee.

There’s also no foreign transaction fee, so you can use the card overseas without penalty. If you want the luxury of free travel, but don’t want the stress of an annual fee, the BankAmericard Travel Rewards credit card is the best in the business. You’ll earn 1.5 points per dollar spent on every purchase, with no limits.

You’ll also get a decent sign-up bonus, although it’s not nearly as exciting as the Capital One Venture’s. But with no annual or foreign transaction fees, plus a 0% APR promotion on new purchases, this card is still perfect for people who don’t spend a lot. Cash-back rewards are popular because they offer a lot of flexibility. After all, you can do anything with cash.

That said, cash-back credit cards don’t typically offer super high sign-up bonuses — or big annual fees — as you’ll see with travel credit cards. As a result, you’ll want a cash-back card if you like flexible rewards and don’t want to worry about an annual fee. The Citi Double Cash card offers one of the highest rewards rates on the market. You’ll earn 1% cash back on every purchase you make and another 1% back when you pay them off.

There are no bonus categories to remember, making it easy to use. That said, the card doesn’t offer a sign-up bonus. The card also comes with a balance transfer promotion in case you need to pay off high-interest debt. However, there is a balance transfer fee. If you’re a rewards maximizer, you’ll want to check out the Chase Freedom.

1,500 spent in everyday spending categories that change every three months. They can differ from year to year, but historically they’ve included categories like gas stations, groceries, restaurants, movie theaters, and holiday shopping. You also get 1% cash back on non-bonus spending. The card also comes with a sign-up bonus and a 0% APR promotion on both new purchases and balance transfers. So, if you need to finance a big-ticket item or pay down some debt, this is a great card with which to do it.

If you need to do a balance transfer or finance a large purchase, there’s no better way to do it than with a 0% APR credit card. The best cards offer several months to pay down debt interest-free. The Citi Simplicity card offers the longest combination promotion for new purchases and balance transfers. You’ll get almost two full years to pay down your debt either way. Just keep in mind that you’ll have to pay a balance transfer fee if you use the card for that purpose.